FOUNDATION

Each Phase breakdown.

• Phase 1 "The first step is to create a cryptocurrency wallet with an easy interface. We intend to create a wallet that will provide you with an insight into the initial cryptos we intend to operate once the card payment system is launched." • Phase 2 "After successfully launching the wallet interface and it operating smoothly, we will move on to expanding its Stock & Token development. A reward system will be put in place to encourage users to embrace the $HILL token & stock and grow its user base. This will be critical in order to develop a functional token that will allow us to further test the possibilities of the Card Payment program." • Phase 3 Closed testing for cryptocurrency card payments. Phase 3 will be marked successful when public-beta card payments will reach a certain % of successful payments.

Full Whitepaper

HILL Ltd. Cryptocurrency based finance company with limited responsibility towards its shareholders. est. 2024

The person X - Average day human. The project's goal is to endorse and support transactions made directly with cryptocurrencies that have lower support in their marketcap compared to well-endorsed and known cryptocurrencies like Bitcoin, Etherum, Solana, etc. (Cryptocurrencies that have a marketcapover 1.000.000.000$ - one billion dollars). HILL Ltd.'s goal is to make cryptocurrencies as accessible as possible for the average human, no matter their financial situation. We want to endorse the usage of cryptocurrencies while making it as simple as using a debit card with your national currency. We believe people should be in a position to make an easy decision about whether they’d like to use standard currencies that are established in the modern world, e.g., the American Dollar, European Euro, British Pound Sterling, Japanese Yen ¥, Renminbi (Chinese Yuan), etc., or use currencies that are neither controlled nor their quantity affected by governments. Often, investments are the only way for the average person to grow their wealth. Whether it’s investing in ETFs, stocks in the stock market, or cryptocurrencies, the person x is trying toobtain an asset that will outperform and reward you with a return higher than the prevailing inflation rate. This often isn’t the case, as governments have the power to regulate the markets and impose new rules, which can have a very negative impact on the stock that the person X has put his savings in, which, in conclusion, can have a more negative impact onthe person's savings than the inflation rate from which he was trying to escape in the first place. We do not believe 100% of the cryptocurrencies were created with good intentions; we also understand the risks and volatility of the cryptocurrency market. But we do believe there’s a lot of projects that contain tons of hard-working people trying to push something that can make the life of person X better. Why do we put in so much trust? Because they are not regulated by the governments, - at least for now. HILL Ltd. Will grant it’s users a multi-cryptocurrency wallet, offer a payment card and create a live support chat that will be available 24/7 to ensure customer satisfaction and most importantly – protection. Fast, one-tap payments are a must. Person X is limited to only payments by the big duo, which is Bitcoin and Etherum. But he’s not guaranteed to succeed in that payment as cryptocurrencies are still very early, and common people, not familiar with the scheme of cryptocurrencies and how they work, are often not enthusiastic to accept such methods of payment. Our solution? Instant exchange rates are connected to your card. For example, Person X would like to go shopping. His wallet only possesses, e.g., Crypto XX. Person X shopping total comes up to 125$. Person X is not required to complete any exchanges or wait for any processing. While he puts in the card, we will instantly calculate how much Crypto XX we will charge him, so it comes up to as much as $125. Let’s say Crypto XX is currently at $0.695 per one. The $125 will take 179.85 crypto. The 2.5% commission for the company will take approximately $3.125 for 4.5 Crypto XX. The ~5.5% tax fee to exchange the coin will be approximately $6.92 for 10 Crypto XX The total for $125 worth of shopping would come to $132. The $7 covers fees, transfer tax, commission, and the ability to instantly pay with any crypto you’d like. **All the given numbers are examples; they are not officially confirmed yet and are only meant to give a close preview of the strategy and basis of what Hill Ltd. wants to offer its users. Everyday more and more people are realising the effects of the lowering purchase power the national currencies are dealing with. As of writing this in January 2024, Despite Japanese Yen falling ~13% compared to American Dollar, The inflation rates in Japan decreased to 2.8% while compared to USA, the inflation rates in 2023 have saw height’s of even 6%. Source: https://tradingeconomics.com/japan/inflation-cpi https://tradingeconomics.com/united-states/inflation-cpi https://www.xe.com/currencyconverter/convert/?Amount=1&From=JPY&To=USD Source: https://www.visualcapitalist.com/purchasing-power-of-the-u-s-dollar-over-time/ We take the benefit of the doubt that lowering purchase power is becoming increasingly common knowledge. Despite the upper graphic being related to the U.S. market, lowering purchase power is widely seen across Europe, especially in the United Kingdom or Eastern Europe. Regulators and new tax regulations are implemented too expeditiously for the economy to adjust, resulting in millions of individuals like Person X suffering financially and mentally. The enactment of wage increases is lagging behind the current purchasing power by 1 to 2 years, resulting in a situation where millions of individuals from the demographic group X are forced to endure rather than thrive.HILL Ltd. objective is to create an opportunity and provide individuals with the option of utilizing their national currencies as their savings account, rather than being compelled to doso. The most widely used cryptocurrency exchange wallets exhibit a lack of speed, effectiveness, and a limited selection of Cryptocurrencies that they approve. Furthermore, they are restricted in their actions due to their strict regulation. Binance, a heavyweight, had its CEO Changpeng Zhao forced to stepped down due to involvement in unregulated money flowing in from countries including Russia, Iran or Cuba. Binance was subsequently convicted of money-laundering charges, leading to the payment of $4.3 billion in settlements for violations of the Bank Secrecy Act and numerous violations of sanctions programs. -This was the most significant corporate penalty in the history of the United States Treasury. As of the present moment, this document is currently being created. Coinbase, an additional cryptocurrency exchange giant, is a key contributor to the recently approved spot ETP's Bitcoin supply for issuers such as BlackRock (the largest asset manager in the world) and numerous other issuers. However, Coinbase is currently ensnared in SEC lawsuits involving the alleged fraudulent trading of 13 crypto tokens that were not registered as securities. Coinbase's recent requirement for UK users to inform the exchange of their type of investor, requiring them to complete a form, is yet another indication of their lack of transparency towards their users and holders. Cryptocurrencies should not be regulated and controlled by the government. Cryptocurrency is the ideal form of currency. Apolitical, accessible to anyone, borderless, and outside of the influence of any singular entity. It resists favors, bribery, extortion, backroom deals, and unilateral alterations to fundamentals. It is not susceptible to inflation or manipulation unless a significant consolidation takes place. This is what HILL Ltd. Stands for, and this is what we desire to fight for. Accessible, instant, and fast. Your assets, including your money, are under your custody and yours only. HILL Ltd. Is a project that will be worked only with a small group of individuals who share the same ideas and values. We do not allow for any errors, issues, or difficulties that may have a detrimental impact on our users and customers. Due to strict policy, we will not be presenting ourselves as public figures or promoting individual material. We do not endorse or promote projects that do not provide us with a complete legal guarantee that our users will be safeguarded and are not exposed to the risk of losing assets due to market manipulation,corruption, or money-laundering schemes. While we aim to make cryptocurrency as accessible as feasible, our primary focus will be on our users and their requirements. „Without People, You’re Nothing” HILL Ltd. We shall proceed through a gradual and fundamental process to ensure that no requirements are overlooked or left incomplete. We ensure that there is no room for errors. The foundation and interest are of utmost importance. The first step is to create acryptocurrency wallet with an easy interface. We intend to create a wallet that will provide you with an insight into the initial cryptos we intend to operate once the card payment system is launched. We want our current and future users to easily get familiar with the operating system and which cryptocurrencies we will be offering through payment at time. *** The cryptocurrency threshold and requirements. These regulations are subject to modification and may differ due to the inherent volatility of cryptocurrency, particularly in light of the anticipated Bitcoin halving in 2024. We assure you that we will never reduce our operations to less than 20 cryptocurrencies through our card payment service. However, these regulations are subject to change as it is impossible to predict the total market cap that will be drawn into cryptocurrency exchanges and markets. • Token needs to exist for over 92 days. • *Token cannot have more volatility than -8,5% in the last 7 days (This does not mean the token will not be supported or excluded from The card payment program. The token will still be available to purchase, sell Trade, exchange, deposit or withdraw. When met with volatility requirements, The token will be brought back to process card payments.) • Token’s will be publicly announced that their being investigated and researched before being implemented into the card payment program. • **Token cannot have 1-6 wallets connected which contain amounts of tokens That if sold can liquify over 35%. E.g if 2 of the wallets decide to sell massive Amounts of the token, the price pluments rapidly from $10 to %6.5. • Token cannot have a history of downwards schemes for over 1-year. -this will vary, and will be decided on each token individually. We want to ensure the project our users trust is being worked on, and has plans to enchance the future of cryptocurrency. No exceptions will be made. *This does not apply to tokens that have a support of over $1B Market cap. (One Billion) **This does not apply to tokens supported,created or lead by companies/organistations which can guarantee legally that no uncalled/unexpected sell off’s are going to take place in the span of the next 6 months. HILL Ltd. After successfully launching the wallet interface and it operating smoothly, we will move on to expanding its Stock & Token development. A reward system will be put in place to encourage users to embrace the $HILL token & stock and grow its user base. This will be critical in order to develop a functional token that will allow us to further test the possibilities of the Card Payment program. As we mentioned earlier, perfection and no room for mistakes are our only goals. Any other outcome, we consider a failure and a non-possibility to commence the program, until we achieve the objective we have set for ourselves. We will not be releasing any games, modifications, or.exe applications, as we consider them to be non-trustworthy and will negatively impact the reputation we need. Reward systems will be placed and attainable by users who will work hard to achieve them. We do not believe that mining groups offer any potential benefits, as we believe that it would disadvantage our users.After HILL Ltd. achieves success in its wallet interface program and develops a hub that is both simple and efficient, it will commence private testing for card payments, which will be offered to individuals who are fully committed to the Cryptocurrency industry. This testing procedure will be conducted without prior notification to the general public. Individuals who possess sufficient trustworthiness will be legally obligated to keep the information confidential until HILL Ltd. founders consent to publish an announcement announcing the successful completion of closed-testing for card payments directly with crypto currencies. The initial step towards fully embracing card payments with Tokens will not be divulged to the public due to the potential uncertainty it may bring to the Token and Shares market price. After the first step has been successfully completed with transactions completed via the $HILL token, the second step will be inviting more individuals into the payment program, which will be picked based on their location. It will be crucial to ensure that worldwide payments are supported and possible. This particular step will be constrained by the operators and the countries in which they provide payment support. Countries such as Iran, South Africa, South Sudan, Uganda, Gibraltar, and others that are currently listed on the high-risk third countries for AML purposes will not be supported until they are removed. HILL Ltd. does not wish to be associated with countries that could exploit our system for the purpose of drug trafficking, terrorism, money laundering, and other criminal activities. If the country is removed from the High-risk AML list, our international operators team will put effort into implementing our services in that country.